Predatory Lending / Payday Lenders

Representing Victims of Mortgage Fraud and Payday Lender Abuses

In recent years, predatory mortgage lenders and brokers engaged in fraud, selling residential and commercial mortgages to buyers who did not have the income and credit rating to qualify for a traditional mortgage. It has come to light that mortgage companies have added illegal and/or undisclosed mortgage costs and fees.

Passionate Representation Mortgage Fraud & Payday Lender Abuses


Contact Hersh & Hersh: 800-441-5545

These mortgage fraud schemes have had negative consequences for the economy nationally and internationally. The people affected the most, however, are the consumers who were tricked into buying mortgages with sky-high interest rates and payments they could not afford. Unable to make payments, mortgage fraud victims have defaulted on loans, lost their homes to foreclosure and ruined their credit ratings.

At Hersh & Hersh, our attorneys represent clients who have been victimized by mortgage fraud, including schemes involving:

  • Misstatements of earnings on loan applications
  • Fraudulent credit history
  • Providing falsified W2 forms or other documents
  • Directing clients to Internet sites to obtain fraudulent documents
  • False appraisals
  • Inaccurate interest rate and fee representation
  • Inflated fees and commissions
  • Straw buyers' names and credit history used to obtain loans
  • Stolen identities used in loan applications
  • Misrepresenting a loan to purchase a home as a second mortgage
  • Collecting investors' mortgage payments without making an investment

Many innocent consumers who believed they were buying into the American dream of homeownership are today living through a financial nightmare. If you are one of them, please contact an attorney at Hersh & Hersh for help.

Payday Lender Abuses / Predatory Lending Practices

Hersh & Hersh is applying expertise in the area of payday lending abuse. Payday lenders use predatory lending tactics. This means that they routinely victimize their clients who need cash urgently. They often charge interest rates that violate laws and they trap consumers in a never-ending cycle of debt.

When using a payday lender to advance cash to you on your paycheck, whether in person or over the internet, you must be aware that in the end, you most likely will pay extremely high interest rates for this “service.” In many states, there are laws to protect you from this abuse and Hersh & Hersh will use those laws to the fullest extent.

Hersh & Hersh is helping the victims of predatory payday lending practices and we can help you. If you have used a payday lending service and are now paying back your earnings, most likely you are struggling to repay at extremely high rates of interest that might violate the law.

Please contact an attorney at Hersh & Hersh for help. We will pursue financial compensation from those responsible for violation of the laws that protect consumers from high interest rate abuses that can cause you financial harm.

From our offices in San Francisco, California, the lawyers of Hersh & Hersh represent victims of mortgage lender fraud and payday lender abuses nationwide.